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SAR to PKR: Saudi riyal to Pakistani rupee
1 SAR = 73.8438 PKR
1 PKR = 0.01354 SAR · Reference mid-market rate for Oct 7, 2026 · -0.29% vs. 30 days ago
Convert SAR and PKR
1 SAR = 73.8438 PKR
Is my transfer quote fair?
Enter what a bank or transfer service quoted you. We work out the all-in cost – the exchange-rate margin plus fees – and compare it with what different types of provider typically charge.
Enter the amount you send and the amount received to see the result.
All-in cost vs. the reference rate: Great up to 1.0% · Typical up to 3.5% · Expensive up to 7.0% · Very expensive above 7.0%. How we set these ranges.
The reference rate is a daily mid-market reference rate from Norges Bank (around 14:15 CET; for AED, SAR, VND, NGN and EGP see the sources on our About page), not a live tradable rate. Even the cheapest providers usually come out about 0.2–0.5% below it, so a small gap is normal.
Compare two or three quotes for the same amount. The lowest all-in cost wins – not the lowest fee. For small amounts, fixed fees push the percentage up.
SAR/PKR quick conversion tables
| SAR | PKR |
|---|---|
| 1 SAR | 73.84 PKR |
| 10 SAR | 738.44 PKR |
| 100 SAR | 7,384.38 PKR |
| 500 SAR | 36,921.89 PKR |
| 1,000 SAR | 73,843.78 PKR |
| 5,000 SAR | 369,218.91 PKR |
| PKR | SAR |
|---|---|
| 10 PKR | 0.14 SAR |
| 100 PKR | 1.35 SAR |
| 1,000 PKR | 13.54 SAR |
| 5,000 PKR | 67.71 SAR |
| 10,000 PKR | 135.42 SAR |
| 50,000 PKR | 677.11 SAR |
Reference mid-market rate for Oct 7, 2026.
SAR to PKR rate history
Sep 7, 2026Oct 7, 2026
Jul 9, 2026Oct 7, 2026
SAR/PKR at a glance
Over the last 90 days 1 SAR has been worth between 73.8438 PKR (Oct 7, 2026) and 74.1452 PKR (Jul 17, 2026) – a range of 0.41%. Today’s reference rate is 0.20% below the 90-day average of 73.9920 PKR.
In South Asia large amounts are usually written in lakh and crore: 1 lakh = 100,000 and 1 crore = 10,000,000 (1,00,000 and 1,00,00,000 in the Indian numbering style).
Currency codes: SAR (Saudi riyal, symbol SAR) and PKR (Pakistani rupee, symbol Rs).
The Saudi riyal has been pegged to the US dollar at 3.75 SAR per USD since 1986 (Saudi Central Bank). Kitwagon derives SAR rates from this fixed peg and Norges Bank’s US-dollar rate for Oct 7, 2026.
How banks and transfer services price a transfer
The mid-market rate is the midpoint between the prices at which banks buy and sell a currency. It is the fairest benchmark, but consumers rarely get it.
Providers usually earn money in up to two ways: an upfront fee that you can see, and an exchange-rate margin – they give you a rate below the mid-market rate and keep the difference. The margin is often not shown as a fee at all.
To compare offers, look at one number: how much arrives for the same amount sent, including all fees. Example: on 1,000 SAR, a 2.00% exchange-rate margin costs about 20 SAR – the same as a visible fee of that size.
Our rate is a daily reference rate (Norges Bank, around 14:15 CET), so a live quote can differ slightly simply because the market has moved.
What do people typically pay in this corridor?
The World Bank tracks the price of sending 750 SAR (about $200) from Saudi Arabia to Pakistan. In Q3 2025, the average all-in cost across the services it tracks was 5.02% – an average fee of 26.60 SAR plus an exchange-rate margin of 1.47%.
For comparison, the cheapest three services in a typical corridor average 3.29%, and the global average is 6.36%. Larger transfers usually cost less in percent, because fixed fees are spread over more money.
Frequently asked questions
What is the SAR to PKR exchange rate today?
On Oct 7, 2026 the reference mid-market rate was 1 SAR = 73.8438 PKR, or 1 PKR = 0.01354 SAR. It is calculated from Norges Bank’s daily reference rates and the SAR source described on this page and updated every business day.
How much is 1,000 SAR in PKR?
At the reference mid-market rate for Oct 7, 2026, 1,000 SAR is about 73,843.78 PKR. A bank or transfer service will usually give you somewhat less after fees and its exchange-rate margin.
How much is 1 lakh PKR in SAR?
1 lakh (100,000) PKR is about 1,354.21 SAR at the reference mid-market rate for Oct 7, 2026.
Why is the rate my bank or app offers lower than this?
The rate shown here is the mid-market reference rate. Providers typically add an exchange-rate margin on top of (or instead of) a visible fee. That margin is how much of a lower rate you get compared with the mid-market rate.
How can I check whether a transfer quote is fair?
Use the “Is my transfer quote fair?” calculator on this page: enter the amount you send, any upfront fee and the amount the recipient gets. It shows the exchange rate you are really getting, the margin in percent and the all-in cost compared with the mid-market rate, and rates it against what different types of provider typically charge.
How has the SAR to PKR rate moved recently?
Over the last 90 days the rate ranged from 73.8438 to 74.1452 PKR, and it changed by -0.37% over the period. Past movements do not predict future rates.
How often are these rates updated?
Once per Norwegian business day. Norges Bank publishes reference rates in the afternoon (Norwegian time); on weekends and holidays the most recent rate is shown.