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Where the choice of provider matters most

45 corridors from the World Bank’s survey (Q3 2025 release), ranked by the gap between the median provider and the cheapest provider when sending USD 200. A large gap means more is gained by comparing providers. Historical survey data, not live prices.

Where the choice of provider matters most

  1. USD → MXNabout $12.62 on $200

    15 providers. Cheapest: Walmart2World, −2.44%. Median: 3.87%. Highest: Citibank, 17.50%. †

  2. USD → IDRabout $10.80 on $200

    9 providers. Cheapest: Walmart2World, −0.53%. Median: 4.87%. Highest: Citibank, 17.50%. †

  3. EUR → INRabout $10.52 on $200

    21 providers. Cheapest: Poste Italiane via Western Union, −0.82%. Median: 4.44%. Highest: Banque Populaire, 29.92%. †

  4. AUD → INRabout $9.00 on $200

    22 providers. Cheapest: WorldRemit, −2.22%. Median: 2.28%. Highest: Bendigo Bank, 19.34%. †

  5. GBP → ZARabout $7.00 on $200

    9 providers. Cheapest: MoneyGram, 2.07%. Median: 5.57%. Highest: Western Union, 7.86%.

  6. AUD → PKRabout $6.84 on $200

    9 providers. Cheapest: WorldRemit, −1.53%. Median: 1.89%. Highest: Rocket Remit, 2.58%. †

  7. GBP → PKRabout $6.42 on $200

    8 providers. Cheapest: Western Union, −1.43%. Median: 1.78%. Highest: Remitly, 2.94%. †

  8. USD → ZARabout $6.40 on $200

    7 providers. Cheapest: WorldRemit, 1.72%. Median: 4.92%. Highest: Walmart2World, 9.92%.

  9. USD → VNDabout $6.22 on $200

    9 providers. Cheapest: Walmart2World, 0.00%. Median: 3.11%. Highest: Citibank, 17.50%.

  10. NZD → INRabout $5.78 on $200

    13 providers. Cheapest: Western Union, 0.47%. Median: 3.36%. Highest: Kiwibank, 10.19%.

  11. USD → PHPabout $5.60 on $200

    14 providers. Cheapest: MoneyGram, 0.58%. Median: 3.38%. Highest: Citibank, 17.50%.

  12. EUR → TRYabout $5.56 on $200

    8 providers. Cheapest: Ria, 1.74%. Median: 4.52%. Highest: Isbank, 7.49%.

  13. EUR → BDTabout $5.54 on $200

    13 providers. Cheapest: Poste Italiane via Western Union, 2.98%. Median: 5.75%. Highest: Banca Intesa SanPaolo, 33.57%.

  14. SAR → PKRabout $5.26 on $200

    8 providers. Cheapest: Western Union, 1.44%. Median: 4.07%. Highest: Saudi British Bank, 12.04%.

  15. GBP → BDTabout $5.09 on $200

    10 providers. Cheapest: Sonali Bank, 2.41%. Median: 4.96%. Highest: Xoom, 7.38%.

  16. AED → EGPabout $4.68 on $200

    9 providers. Cheapest: DirectRemit (NBD), 0.50%. Median: 2.84%. Highest: Wise, 9.05%.

  17. USD → INRabout $4.62 on $200

    12 providers. Cheapest: Walmart2World, −0.53%. Median: 1.78%. Highest: Citibank, 17.50%. †

  18. CAD → PKRabout $4.44 on $200

    7 providers. Cheapest: Dollar Links, 1.28%. Median: 3.50%. Highest: Western Union, 5.35%.

  19. SEK → INRabout $4.40 on $200

    9 providers. Cheapest: Skrill, 0.72%. Median: 2.92%. Highest: SEB, 20.50%.

  20. USD → NPRabout $4.28 on $200

    8 providers. Cheapest: Muncha, 1.07%. Median: 3.21%. Highest: Walmart2World, 9.86%.

  21. SGD → IDRabout $4.26 on $200

    19 providers. Cheapest: InstaReM, 0.56%. Median: 2.69%. Highest: DBS, 10.41%.

  22. AED → NPRabout $3.83 on $200

    10 providers. Cheapest: GCC Exchange, 0.94%. Median: 2.86%. Highest: Wise, 5.73%.

  23. CAD → PHPabout $3.58 on $200

    12 providers. Cheapest: Xoom, 0.58%. Median: 2.37%. Highest: ScotiaBank, 5.73%.

  24. USD → BDTabout $3.58 on $200

    8 providers. Cheapest: Remitly, 5.17%. Median: 6.96%. Highest: Walmart2World, 12.13%.

  25. AUD → PHPabout $3.41 on $200

    14 providers. Cheapest: InstaReM, 0.76%. Median: 2.47%. Highest: Rocket Remit, 6.51%.

  26. USD → BRLabout $3.41 on $200

    12 providers. Cheapest: Bank of America, 1.18%. Median: 2.89%. Highest: Walmart2World, 8.77%.

  27. AED → PHPabout $3.04 on $200

    9 providers. Cheapest: DirectRemit (NBD), 0.81%. Median: 2.33%. Highest: Wise, 4.84%.

  28. SAR → BDTabout $3.02 on $200

    7 providers. Cheapest: STC Pay, 7.15%. Median: 8.66%. Highest: Saudi British Bank, 15.91%.

  29. GBP → PHPabout $2.84 on $200

    9 providers. Cheapest: MoneyGram, 0.44%. Median: 1.86%. Highest: PNB (Philippines National Bank), 4.64%.

  30. GBP → INRabout $2.82 on $200

    12 providers. Cheapest: State Bank of India, 0.15%. Median: 1.56%. Highest: Xoom, 3.07%.

  31. SGD → INRabout $2.80 on $200

    14 providers. Cheapest: State Bank of India, 0.50%. Median: 1.90%. Highest: DBS, 10.41%.

  32. AED → INRabout $2.77 on $200

    12 providers. Cheapest: Emirates NBD, 0.77%. Median: 2.16%. Highest: ADCB, 21.06%.

  33. SGD → PHPabout $2.68 on $200

    18 providers. Cheapest: InstaReM, 0.76%. Median: 2.10%. Highest: Maybank, 21.02%.

  34. CAD → INRabout $2.48 on $200

    13 providers. Cheapest: SBI Canada Bank, 0.86%. Median: 2.10%. Highest: ICICI Bank, 4.64%.

  35. USD → PKRabout $2.34 on $200

    7 providers. Cheapest: Ria, 0.45%. Median: 1.62%. Highest: WorldRemit, 2.51%.

  36. AED → PKRabout $2.24 on $200

    11 providers. Cheapest: Al Ansari, −0.49%. Median: 0.63%. Highest: Dubai Islamic Bank, 11.90%. †

  37. USD → NGNabout $2.08 on $200

    6 providers. Cheapest: WorldRemit, −0.49%. Median: 0.55%. Highest: Ria, 2.26%. †

  38. AED → BDTabout $2.06 on $200

    7 providers. Cheapest: Western Union, 5.98%. Median: 7.01%. Highest: Wise, 10.52%.

  39. SAR → INRabout $1.86 on $200

    8 providers. Cheapest: STC Pay, 3.14%. Median: 4.07%. Highest: Saudi British Bank, 11.77%.

  40. GBP → NPRabout $1.72 on $200

    6 providers. Cheapest: Ace Money Transfer, 0.77%. Median: 1.63%. Highest: MoneyGram, 5.98%.

  41. SAR → EGPabout $1.62 on $200

    7 providers. Cheapest: Fawri, 2.63%. Median: 3.44%. Highest: Bank Albilad, 10.50%.

  42. GBP → NGNabout $1.52 on $200

    9 providers. Cheapest: Sendwave, −0.12%. Median: 0.64%. Highest: Western Union, 3.01%. †

  43. SAR → NPRabout $1.38 on $200

    7 providers. Cheapest: Western Union, 3.12%. Median: 3.81%. Highest: Bank Albilad, 12.06%.

  44. QAR → NPRabout $0.83 on $200

    6 providers. Cheapest: City Exchange Company, 3.14%. Median: 3.55%. Highest: Western Union, 6.55%.

  45. USD → EGPabout $0.64 on $200

    5 providers. Cheapest: Ria, 2.77%. Median: 3.09%. Highest: Xoom, 5.71%.

† The cheapest provider’s total cost was negative: its exchange rate was better than the survey’s reference rate by more than its fee. The dollar figure is the gap in percentage points times $2.

How the ranking is made

Each provider counts once per corridor, with its cheapest service for USD 200 (fee plus exchange-rate margin). The gap is the median of those costs minus the lowest cost.

Corridors with fewer than 5 providers are left out, which leaves 45 corridors. A large gap does not mean every provider but one is expensive: it compares the middle of the list with the cheapest.

The ranking uses survey measurements, which can differ from today’s prices. The corridor pages list each provider and its cost.

Source: The World Bank, Remittance Prices Worldwide, available at remittanceprices.worldbank.org. Data: Q3 2025 release, licensed under CC BY 4.0. Adapted by Kitwagon: providers are sorted by cost, and the cost shown for “Your amount” is Kitwagon’s own estimate calculated from the World Bank figures.

Frequently asked questions

In which corridors does the choice of provider matter most?

In the World Bank’s survey (Q3 2025 release), the largest gap between the median provider and the cheapest provider listed on Kitwagon for sending USD 200 was 6.31 percentage points in USD → MXN. The smallest gap among corridors with at least 5 providers was 0.32 percentage points in USD → EGP.

What affects the cost of sending money abroad