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SGD to PHP: Singapore dollar to Philippine peso
1 SGD = 49.0543 PHP
1 PHP = 0.02039 SGD · Reference mid-market rate for Oct 7, 2026 · -0.84% vs. 30 days ago
Convert SGD and PHP
1 SGD = 49.0543 PHP
Is my transfer quote fair?
Enter what a bank or transfer service quoted you. We compare it with the reference mid-market rate and show what the transfer really costs.
Enter the amount you send and the amount received to see the result.
Compare two or three quotes for the same amount. The lowest total cost wins – not the lowest fee.
SGD/PHP quick conversion tables
| SGD | PHP |
|---|---|
| 1 SGD | 49.05 PHP |
| 10 SGD | 490.54 PHP |
| 100 SGD | 4,905.43 PHP |
| 500 SGD | 24,527.16 PHP |
| 1,000 SGD | 49,054.33 PHP |
| 5,000 SGD | 245,271.64 PHP |
| PHP | SGD |
|---|---|
| 10 PHP | 0.20 SGD |
| 100 PHP | 2.04 SGD |
| 1,000 PHP | 20.39 SGD |
| 5,000 PHP | 101.93 SGD |
| 10,000 PHP | 203.86 SGD |
| 50,000 PHP | 1,019.28 SGD |
Reference mid-market rate for Oct 7, 2026.
SGD to PHP rate history
Sep 7, 2026Oct 7, 2026
Jul 9, 2026Oct 7, 2026
SGD/PHP at a glance
Over the last 90 days 1 SGD has been worth between 47.4073 PHP (Aug 5, 2026) and 49.4807 PHP (Sep 14, 2026) – a range of 4.37%. Today’s reference rate is 1.21% above the 90-day average of 48.4665 PHP.
Currency codes: SGD (Singapore dollar, symbol S$) and PHP (Philippine peso, symbol ₱).
How banks and transfer services price a transfer
The mid-market rate is the midpoint between the prices at which banks buy and sell a currency. It is the fairest benchmark, but consumers rarely get it.
Providers usually earn money in up to two ways: an upfront fee that you can see, and an exchange-rate margin – they give you a rate below the mid-market rate and keep the difference. The margin is often not shown as a fee at all.
To compare offers, look at one number: how much arrives for the same amount sent, including all fees. Example: on 1,000 SGD, a 2.00% exchange-rate margin costs about 20 SGD – the same as a visible fee of that size.
Our rate is a daily reference rate (Norges Bank, around 14:15 CET), so a live quote can differ slightly simply because the market has moved.
Frequently asked questions
What is the SGD to PHP exchange rate today?
On Oct 7, 2026 the reference mid-market rate was 1 SGD = 49.0543 PHP, or 1 PHP = 0.02039 SGD. It is calculated from Norges Bank’s daily reference rates and updated every business day.
How much is 1,000 SGD in PHP?
At the reference mid-market rate for Oct 7, 2026, 1,000 SGD is about 49,054.33 PHP. A bank or transfer service will usually give you somewhat less after fees and its exchange-rate margin.
Why is the rate my bank or app offers lower than this?
The rate shown here is the mid-market reference rate. Providers typically add an exchange-rate margin on top of (or instead of) a visible fee. That margin is how much of a lower rate you get compared with the mid-market rate.
How can I check whether a transfer quote is fair?
Use the “Is my transfer quote fair?” calculator on this page: enter the amount you send, any upfront fee and the amount the recipient gets. It shows the exchange rate you are really getting, the margin in percent and the total cost compared with the mid-market rate.
How has the SGD to PHP rate moved recently?
Over the last 90 days the rate ranged from 47.4073 to 49.4807 PHP, and it changed by +2.96% over the period. Past movements do not predict future rates.
How often are these rates updated?
Once per Norwegian business day. Norges Bank publishes reference rates in the afternoon (Oslo time); on weekends and holidays the most recent rate is shown.