Chase international wire transfer fee
These are the fees Chase states on its own web page; we read the page on Oct 12, 2026. The fee is only one part of what a wire costs: the exchange-rate margin and fees taken by other banks come on top.
What Chase charges for an outgoing international wire
| Service | Fee |
|---|---|
| Outgoing international wire, online or Chase Mobile app, sent in U.S. dollars | $40 |
| Outgoing international wire, online or Chase Mobile app, sent in foreign currency | $5 ($0 if $5,000 USD or more) |
| Outgoing international wire with a banker's help, U.S. dollars or foreign currency | $50 |
These figures are from Chase's Total Checking fee page. Other account types may have different fees.
Source: Chase, Total Checking fees, read Oct 12, 2026.
What Chase charges for an incoming wire
| Service | Fee |
|---|---|
| Incoming wire (a wire transfer deposited in your account from inside or outside the U.S.) | $15 per transfer, or $0 if the transfer was originally sent with the help of a Chase banker or using chase.com or the Chase Mobile app |
The page gives one incoming wire fee for transfers from inside and outside the U.S. and does not split it into domestic and international.
Source: Chase, Total Checking fees, read Oct 12, 2026.
What the wire fee does not include
The fee above is only what the sending bank charges. The bank may also apply a margin to the exchange rate, and the receiving bank or an intermediary bank can deduct its own fees. The margin and these other charges are often not shown on the fee page.
Banks or transfer specialists: what the World Bank survey found
For US dollars, the median total cost was 4.31% at money transfer operators and 4.82% at banks, so operators were 0.51 percentage points cheaper. For an amount equal to $200 those medians are about $8.62 and $9.64.
Only 18 bank services were recorded, so the bank median rests on few observations.
The gap differs by sending currency, so it is not the same for every country.
Source: The World Bank, Remittance Prices Worldwide, Q3 2025 release, licensed under CC BY 4.0.
For the cost of transfers through money-transfer providers, including the exchange-rate margin, see the World Bank survey figures on the country pages:
What Chase cost in the World Bank survey
Chase was not among the providers the World Bank’s survey recorded in the corridors on this site, so there are no survey figures for it here.
Source: The World Bank, Remittance Prices Worldwide, Q3 2025 release, licensed under CC BY 4.0.
Frequently asked questions
How much does Chase charge for an international wire transfer?
Chase states these fees on its own page (read Oct 12, 2026): Outgoing international wire, online or Chase Mobile app, sent in U.S. dollars: $40; Outgoing international wire, online or Chase Mobile app, sent in foreign currency: $5 ($0 if $5,000 USD or more); Outgoing international wire with a banker's help, U.S. dollars or foreign currency: $50. Fees depend on the account type and channel and can change, so confirm with Chase before you send. The sending bank may also apply an exchange-rate margin, and other banks involved may deduct their own fees.
Does Chase charge a fee to receive a wire transfer?
Chase states these fees for incoming wires on its own page (read Oct 12, 2026): Incoming wire (a wire transfer deposited in your account from inside or outside the U.S.): $15 per transfer, or $0 if the transfer was originally sent with the help of a Chase banker or using chase.com or the Chase Mobile app. Fees depend on the account type and can change, so confirm with Chase. The sending bank and any intermediary bank can charge their own fees on top.
Is the wire fee the full cost of sending money abroad?
The fee above is only what the sending bank charges. The bank may also apply a margin to the exchange rate, and the receiving bank or an intermediary bank can deduct its own fees. The margin and these other charges are often not shown on the fee page.