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International wire transfer fees by bank
The fee a bank charges for an outgoing international wire, as each bank states it on its own web page. We read each page on Oct 12, 2026 and link to it. Fees depend on the account type and the channel, and they change, so confirm with your bank before you send.
USA
Chase
| Service | Fee |
|---|---|
| Outgoing international wire, online or Chase Mobile app, sent in U.S. dollars | $40 |
| Outgoing international wire, online or Chase Mobile app, sent in foreign currency | $5 ($0 if $5,000 USD or more) |
| Outgoing international wire with a banker's help, U.S. dollars or foreign currency | $50 |
These figures are from Chase's Total Checking fee page. Other account types may have different fees.
Source: Chase, Total Checking fees, read Oct 12, 2026.
Bank of America
| Service | Fee |
|---|---|
| Outgoing international wire, sent in U.S. dollars | $45 |
| Outgoing international wire, sent in foreign currency | No wire transfer fee |
The page says that for foreign-currency wires there is no wire transfer fee but exchange rate markups apply.
The page does not give separate fees for online and financial-center wires.
Source: Bank of America, wire transfers, read Oct 12, 2026.
Wells Fargo
| Service | Fee |
|---|---|
| Digital (online) international wire | Up to $30, depending on account type |
| Branch international wire | $40 |
| Digital wire sent in a foreign currency, consumer accounts | No fee |
Wells Fargo says the exchange rate for wires sent in foreign currency is set by Wells Fargo and includes a markup, and that additional markups apply outside regular market hours and at weekends.
The page says other banks, including non-U.S. Wells Fargo branches, may charge additional fees, and that fees may be waived for some accounts.
Source: Wells Fargo, Digital Wires FAQs, read Oct 12, 2026.
Canada
RBC Royal Bank
| Service | Fee |
|---|---|
| Outgoing wire fee, starting at (CAD or USD account) | $45.00 |
RBC lists this as a starting fee and says to ask for details. Fees are payable in the currency of the account, and the page shows no separate online and branch fees.
Source: RBC, additional account services, read Oct 12, 2026.
TD Canada Trust
| Service | Fee |
|---|---|
| In-branch wire to a non-TD account, within Canada or internationally | $50 |
The fee is the same across the chequing plans listed on the page. TD Global Transfer is a separate service whose fees were not listed on that page.
Source: TD, bank account and service fees, read Oct 12, 2026.
Australia
Commonwealth Bank
| Service | Fee |
|---|---|
| International money transfer where funds are debited and credited in AUD (no FX conversion) | $30 per transfer |
| Transfer issued via a branch or manual payment instruction | $30 per transfer |
| Digital transfer debited from an AUD account and converted to foreign currency, or debited from a Foreign Currency Account | Transfer fee waived |
The page does not state an exchange-rate margin.
Source: CommBank, fees and charges for international money transfers, read Oct 12, 2026.
UK
Barclays
| Service | Fee |
|---|---|
| Sending an international payment online | Fee-free (the page marks this with a footnote) |
| Sending an international payment in a branch | From £15 |
The page does not state an exchange-rate margin; it refers to Barclays' reference exchange rates.
Source: Barclays, international payments, read Oct 12, 2026.
What the wire fee does not include
The fee above is only what the sending bank charges. The bank may also apply a margin to the exchange rate, and the receiving bank or an intermediary bank can deduct its own fees. The margin and these other charges are often not shown on the fee page.
For the cost of transfers through money-transfer providers, including the exchange-rate margin, see the World Bank survey figures on the country pages:
Frequently asked questions
How much does Chase charge for an international wire transfer?
Chase states these fees on its own page (read Oct 12, 2026): Outgoing international wire, online or Chase Mobile app, sent in U.S. dollars: $40; Outgoing international wire, online or Chase Mobile app, sent in foreign currency: $5 ($0 if $5,000 USD or more); Outgoing international wire with a banker's help, U.S. dollars or foreign currency: $50. Fees depend on the account type and channel and can change, so confirm with Chase before you send. The sending bank may also apply an exchange-rate margin, and other banks involved may deduct their own fees.
How much does Bank of America charge for an international wire transfer?
Bank of America states these fees on its own page (read Oct 12, 2026): Outgoing international wire, sent in U.S. dollars: $45; Outgoing international wire, sent in foreign currency: No wire transfer fee. Fees depend on the account type and channel and can change, so confirm with Bank of America before you send. The sending bank may also apply an exchange-rate margin, and other banks involved may deduct their own fees.
How much does Wells Fargo charge for an international wire transfer?
Wells Fargo states these fees on its own page (read Oct 12, 2026): Digital (online) international wire: Up to $30, depending on account type; Branch international wire: $40; Digital wire sent in a foreign currency, consumer accounts: No fee. Fees depend on the account type and channel and can change, so confirm with Wells Fargo before you send. The sending bank may also apply an exchange-rate margin, and other banks involved may deduct their own fees.
How much does RBC Royal Bank charge for an international wire transfer?
RBC Royal Bank states these fees on its own page (read Oct 12, 2026): Outgoing wire fee, starting at (CAD or USD account): $45.00. Fees depend on the account type and channel and can change, so confirm with RBC Royal Bank before you send. The sending bank may also apply an exchange-rate margin, and other banks involved may deduct their own fees.
How much does TD Canada Trust charge for an international wire transfer?
TD Canada Trust states these fees on its own page (read Oct 12, 2026): In-branch wire to a non-TD account, within Canada or internationally: $50. Fees depend on the account type and channel and can change, so confirm with TD Canada Trust before you send. The sending bank may also apply an exchange-rate margin, and other banks involved may deduct their own fees.
How much does Commonwealth Bank charge for an international wire transfer?
Commonwealth Bank states these fees on its own page (read Oct 12, 2026): International money transfer where funds are debited and credited in AUD (no FX conversion): $30 per transfer; Transfer issued via a branch or manual payment instruction: $30 per transfer; Digital transfer debited from an AUD account and converted to foreign currency, or debited from a Foreign Currency Account: Transfer fee waived. Fees depend on the account type and channel and can change, so confirm with Commonwealth Bank before you send. The sending bank may also apply an exchange-rate margin, and other banks involved may deduct their own fees.
How much does Barclays charge for an international wire transfer?
Barclays states these fees on its own page (read Oct 12, 2026): Sending an international payment online: Fee-free (the page marks this with a footnote); Sending an international payment in a branch: From £15. Fees depend on the account type and channel and can change, so confirm with Barclays before you send. The sending bank may also apply an exchange-rate margin, and other banks involved may deduct their own fees.