Home › Wire fees › Wells Fargo
Wells Fargo international wire transfer fee
These are the fees Wells Fargo states on its own web page; we read the page on Oct 12, 2026. The fee is only one part of what a wire costs: the exchange-rate margin and fees taken by other banks come on top.
What Wells Fargo charges for an outgoing international wire
| Service | Fee |
|---|---|
| Digital (online) international wire | Up to $30, depending on account type |
| Branch international wire | $40 |
| Digital wire sent in a foreign currency, consumer accounts | No fee |
Wells Fargo says the exchange rate for wires sent in foreign currency is set by Wells Fargo and includes a markup, and that additional markups apply outside regular market hours and at weekends.
The page says other banks, including non-U.S. Wells Fargo branches, may charge additional fees, and that fees may be waived for some accounts.
Source: Wells Fargo, Digital Wires FAQs, read Oct 12, 2026.
What Wells Fargo charges for an incoming wire
| Service | Fee |
|---|---|
| Receiving a wire, consumer and non-analyzed business accounts | No fee |
| Receiving a wire, analyzed business accounts | $15 |
The page does not give separate incoming fees for domestic and international wires. For incoming wires in a foreign currency it says the funds are converted to U.S. dollars at Wells Fargo's exchange rate, which includes a markup; it states no amount for the markup.
Source: Wells Fargo, Digital Wires FAQs, read Oct 12, 2026.
What the wire fee does not include
The fee above is only what the sending bank charges. The bank may also apply a margin to the exchange rate, and the receiving bank or an intermediary bank can deduct its own fees. The margin and these other charges are often not shown on the fee page.
Banks or transfer specialists: what the World Bank survey found
For US dollars, the median total cost was 4.31% at money transfer operators and 4.82% at banks, so operators were 0.51 percentage points cheaper. For an amount equal to $200 those medians are about $8.62 and $9.64.
Only 18 bank services were recorded, so the bank median rests on few observations.
The gap differs by sending currency, so it is not the same for every country.
Source: The World Bank, Remittance Prices Worldwide, Q3 2025 release, licensed under CC BY 4.0.
For the cost of transfers through money-transfer providers, including the exchange-rate margin, see the World Bank survey figures on the country pages:
What Wells Fargo cost in the World Bank survey
The World Bank’s survey recorded Wells Fargo in 4 of the corridors on this site. The figures are the total cost of sending an amount equal to $200 and $500: the fee plus the exchange-rate margin, as a share of the amount sent. They are historical survey measurements, not today’s prices.
| Corridor | Starts | $200 | $500 | FX margin $200 |
|---|---|---|---|---|
| USD → INR | Call Center | 2.07% | 1.17% | 0.57% |
| USD → INR | Bank branch | 2.25% | 1.35% | 0.75% |
| USD → MXN | Bank branch | 4.12% | 2.22% | 1.12% |
| USD → MXN | Call Center | 4.73% | 2.55% | 1.73% |
| USD → PHP | Call Center | 3.93% | 2.43% | 1.43% |
| USD → PHP | Bank branch | 4.21% | 2.34% | 1.71% |
| USD → VND | Bank branch | 6.00% | 2.40% | 0.00% |
| USD → VND | Internet | 6.00% | 2.40% | 0.00% |
FX margin is the exchange-rate margin included in the $200 total.
Source: The World Bank, Remittance Prices Worldwide, Q3 2025 release, licensed under CC BY 4.0.
Frequently asked questions
How much does Wells Fargo charge for an international wire transfer?
Wells Fargo states these fees on its own page (read Oct 12, 2026): Digital (online) international wire: Up to $30, depending on account type; Branch international wire: $40; Digital wire sent in a foreign currency, consumer accounts: No fee. Fees depend on the account type and channel and can change, so confirm with Wells Fargo before you send. The sending bank may also apply an exchange-rate margin, and other banks involved may deduct their own fees.
Does Wells Fargo charge a fee to receive a wire transfer?
Wells Fargo states these fees for incoming wires on its own page (read Oct 12, 2026): Receiving a wire, consumer and non-analyzed business accounts: No fee; Receiving a wire, analyzed business accounts: $15. Fees depend on the account type and can change, so confirm with Wells Fargo. The sending bank and any intermediary bank can charge their own fees on top.
Is the wire fee the full cost of sending money abroad?
The fee above is only what the sending bank charges. The bank may also apply a margin to the exchange rate, and the receiving bank or an intermediary bank can deduct its own fees. The margin and these other charges are often not shown on the fee page.